How to Make a Building Insurance Claim

Property is often the most expensive investment any of us will make in a lifetime, so it can be devastating if your home or business is severely damaged. This could be due to a fire, flood or serious structural damage, but whatever the cause, it’s important to sort out the issues as soon as possible.

Making a building insurance claim is often the first step in the process and the right professional advice can help you get the repairs and services you need. If you want to know more about building insurance and how to make a claim, read on for our handy guide.

Why is home insurance important?

Unfortunately, life can be unpredictable and you never know when disaster might strike. Home insurance ensures that you’re financially protected in the event of any serious damage and some companies also cover emergencies like a burst pipe. Insurance can’t replace any sentimental items you may have lost, but it takes the financial stress out of the situation and ensures that you’re covered for any major repairs.

The process

Making an insurance claim can be a long, drawn out process, so some people choose to seek professional help from a third party, such as a professional building surveyor. They can approach your insurance company on your behalf and work to get you the best settlement possible. They can also specify any additional work that’s needed and oversee all repairs to ensure they’re completed to the highest standard.

Either way, you should always keep receipts for any emergency work so that you can claim this back from your insurance company. It’s a good idea to also gather evidence of the damage, including photographs and proof of forced entry if you’ve suffered a burglary. You should also thoroughly check your insurance policy and see what type of cover you have before going ahead with any major repairs.

If you need help making a building insurance claim, get in touch with the experts at Simon Levy. We’re proud to offer professional guidance for our clients and can help you make an insurance claim for properties in Borehamwood, Barnet or Watford. We’re on hand to specify any additional work that needs to be carried out and we’ll ensure that all work is overseen and certified. For more information or to arrange an appointment, give us a call today or visit our website.