Awash With Risk: Is Your Property In Danger Of Flooding?
The threat of flooding can really dampen the buzz of moving into a property. As new housing sites can end up on floodplains, it is always recommended to be aware of the risks before you buy. Flooding can be caused by proximity to rivers, reservoirs or the sea, as well as surface or groundwater levels becoming higher than usual. These kinds of flooding can be caused by unseasonably wet weather, high tides and poor drainage, all of which can put your property at risk.
It is important to know if your home is likely to be in danger, not only for peace of mind, but also because a flood risk can affect your home’s resale value as well as your insurance. Read on to understand how to assess your risk levels.
Flood Risk Maps
The best and most reliable way to understand the likelihood of your property being flooded is to look up an official or government authenticated flood map, such as from the Environmental Agency. This will tell you the degree of risk for your specific area, and give you further advice on how to protect your home.
Speak To Those In The Know
If you’re not an expert on environmental hazards, or if you’re new to the area, then consider asking your local acquaintances or neighbours about the history of flooding near your property. Those with first hand experience in your locale will be able to give you the most accurate information. Your estate agent should also have the most recent flooding information to hand if you are looking to buy a property. Similarly your insurance provider will be able to provide you with helpful statistics on your current risk level.
Look Out For Signs Of Previous Floods
If you’re looking for an unofficial and immediate assessment of flooding in your area, then look no further than the interior of your property. A previous resident may have professionally redecorated following previous floods, but some tell-tale signs may persist, such as water lines, damp and warped flooring.
Discuss Flooding With Your Surveyor
It is a building surveyor’s job to assess the quality and condition of a property, whether domestic or commercial, and to advise you on ways to improve on discernible issues. Enquire about flood risk directly, or simply double check that flooding is included in their standard evaluation of the building.
Surveying From Simon Levy Associates
At Simon Levy Associates, we have an excellent team of chartered building surveyors that can help you to understand the flood risk of your property. We offer a broad range of surveying services, including management of party wall matters and insurance claim advice.
For more information about how we can help,
contact your local property expert now.
